TapNest / Money, made mobile

Less friction.
More living.

Split the dinner. Get paid for the gig. Move on with your day. TapNest is building a simpler way to send, receive, and spend money from your phone.

In development. Features and availability are subject to launch.

TapNest hero

From your handle to their balance.

The idea behind simpler everyday payments.

Our starting promises

Security before shortcuts

Fees explained up front

Support inside the app

Designed for the everyday

One place for money
on the move.

For friends splitting costs, freelancers collecting payments, and small sellers doing their thing. Here’s what we’re building.

01 / Send & split

A handle.
An amount.
And you’re done.

Send money between TapNest balances using a username. Keep shared expenses moving without passing around bank details.

Built for moments like

Dinner, divided fairly.

Shared costs. Simple transfers.

02

Connect your everyday bank

Link a bank account or debit card, add funds, and choose a standard transfer or an optional instant bank payout.

03

Take your balance with you

Planned virtual and physical debit cards let you spend from your TapNest balance. Card availability will depend on launch partners.

04

Your work. Your payments.

Business accounts are designed for freelancers and small sellers receiving payments for goods and services.

Trust is part of the build.

Identity verification, fraud monitoring, and protected payment access are priorities in our launch roadmap. TapNest is not a bank; banking and card services require approved partners. No bank partnership or deposit insurance is represented as active.

The planned fee model

Clear costs.
Your choice.

Everyday transfers shouldn’t need a subscription. These are our proposed transaction fees, not final launch terms.

Standard transfers

Between TapNest users

Free

Instant bank payout

Optional faster access to your funds

1.5%–2%

Business payments

Receiving payments for goods or services

2.75%

Available account options and checkout details

Free

For individuals getting started

$0/month

  • 1 workspace
  • Up to 3 team members
  • Basic analytics
  • Community support
Get Started

Make room for what matters

Your next chapter.
Less payment friction.

Start with a TapNest account and explore what’s next for everyday money. Financial features will depend on launch availability and eligibility.

Get started with TapNest